Health Insurance Reform and HMO Penetration in the Small Group Market

This study uses data from several national employer surveys conducted between the late 1980s and the mid-1990s to investigate the effect of state-level underwriting reforms on HMO penetration in the small group health insurance market. We identify reform effects by exploiting cross-state variation i...

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Bibliographic Details
Main Authors: Thomas C. Buchmueller (Author), Su Liu (Author)
Format: Book
Published: SAGE Publishing, 2005-11-01T00:00:00Z.
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700 1 0 |a Su Liu  |e author 
245 0 0 |a Health Insurance Reform and HMO Penetration in the Small Group Market 
260 |b SAGE Publishing,   |c 2005-11-01T00:00:00Z. 
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520 |a This study uses data from several national employer surveys conducted between the late 1980s and the mid-1990s to investigate the effect of state-level underwriting reforms on HMO penetration in the small group health insurance market. We identify reform effects by exploiting cross-state variation in the timing and content of reform legislation and by using mid-sized and large employers, which were not affected by the legislation, as within-state control groups. While it is difficult to disentangle the effect of state reforms from other factors affecting HMO penetration in the small group markets, the results suggest a positive relationship between insurance market regulations and HMO penetration. 
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690 |a Public aspects of medicine 
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786 0 |n Inquiry: The Journal of Health Care Organization, Provision, and Financing, Vol 42 (2005) 
787 0 |n https://doi.org/10.5034/inquiryjrnl_42.4.367 
787 0 |n https://doaj.org/toc/0046-9580 
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