APA-referens (7:e uppl.)

Simatele, M. C., Dube, Z., Khumalo, S., Ssonko, G. W., Kawooya, D. R., Bwalya, M., . . . Mutyavaviri, T. (2021). Financial inclusion: Basic theories and empirical evidence from African countries. AOSIS.

Chicago-referens (17:e uppl.)

Simatele, Munacinga C., et al. Financial Inclusion: Basic Theories and Empirical Evidence from African Countries. Durbanville: AOSIS, 2021.

MLA-referens (9:e uppl.)

Simatele, Munacinga C., et al. Financial Inclusion: Basic Theories and Empirical Evidence from African Countries. AOSIS, 2021.