Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed.

Non-performing loans has become an important part of commercial banking of a country. This paper empirically tests the macroeconomic and bank-specific covariates of non-performing loans for a panel of 13 commercial banks for period of 2003-2012. Using fixed effects with Driscoll and Kraay standard e...

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Main Authors: Mehmood, Bilal (Author), Younas, Zahid Irshad (Author), Ahmed, Nisar (Author)
Format: Book
Published: Universiti Teknologi Mara Selangor, 2013-09.
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100 1 0 |a Mehmood, Bilal  |e author 
700 1 0 |a Younas, Zahid Irshad  |e author 
700 1 0 |a Ahmed, Nisar  |e author 
245 0 0 |a Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. 
260 |b Universiti Teknologi Mara Selangor,   |c 2013-09. 
500 |a https://ir.uitm.edu.my/id/eprint/32768/1/32768.pdf 
520 |a Non-performing loans has become an important part of commercial banking of a country. This paper empirically tests the macroeconomic and bank-specific covariates of non-performing loans for a panel of 13 commercial banks for period of 2003-2012. Using fixed effects with Driscoll and Kraay standard errors, the influence of macroeconomic and bank-specific covariates is found meaningful. Recommendations include the policy steps to complement the sound financial system with a healthy macroeconomic environment to reduce non-performing loans in commercial banks in Pakistan. Moreover, need is highlighted for a policy approach with emphasis on the apposite credit culture and lending policy designed with pertinent economic and financial factors. 
546 |a en 
690 |a HB Economic Theory. Demography 
690 |a Macroeconomics 
655 7 |a Article  |2 local 
655 7 |a PeerReviewed  |2 local 
787 0 |n https://ir.uitm.edu.my/id/eprint/32768/ 
787 0 |n http://www.jeeir.com/v2/index.php/16-archieve/vol-1-no-3-2013/77-macroeconomic-and-bank-specific-covariates-of-non-performing-loans-npls-in-pakistani-commercial-banks-panel-data-evidence 
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