Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri

This study aims to examine factors that influence murabahah margin income. Specifically, it investigates the effect of the Central Bank of Indonesia Rate (BI Rate), Operating Expenses to Operating Income (OEOI), Non-Performing Financing (NPF), and wadiah savings on murabahah margin income at the Isl...

Full description

Saved in:
Bibliographic Details
Main Authors: Wahyuni, Ananda Puteri (Author), Mulyany, Ratna (Author), Zuhri, Zata Hulwani (Author)
Format: Book
Published: Universiti Teknologi MARA, 2021-05.
Subjects:
Online Access:Link Metadata
Tags: Add Tag
No Tags, Be the first to tag this record!

MARC

LEADER 00000 am a22000003u 4500
001 repouitm_49499
042 |a dc 
100 1 0 |a Wahyuni, Ananda Puteri  |e author 
700 1 0 |a Mulyany, Ratna  |e author 
700 1 0 |a Zuhri, Zata Hulwani  |e author 
245 0 0 |a Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri 
260 |b Universiti Teknologi MARA,   |c 2021-05. 
500 |a https://ir.uitm.edu.my/id/eprint/49499/1/49499.pdf 
520 |a This study aims to examine factors that influence murabahah margin income. Specifically, it investigates the effect of the Central Bank of Indonesia Rate (BI Rate), Operating Expenses to Operating Income (OEOI), Non-Performing Financing (NPF), and wadiah savings on murabahah margin income at the Islamic Commercial Banks in Indonesia. The method used in this study is quantitative by using the multiple linear regression analysis to test the variables. 12 Islamic Commercial Banks were selected as the sample using a purposive sampling method. With 60 data observations for 5 years, the findings indicate that all the independent variables simultaneously affect the dependent variable. Partially, BI Rate does not affect murabahah margin income, while in contrast, Operating Expenses to Operating Income (OEOI), Non-Performing Financing (NPF), and wadiah savings affect the murabahah margin income. 
546 |a en 
690 |a Banking 
690 |a Finance, Islamic 
655 7 |a Article  |2 local 
655 7 |a PeerReviewed  |2 local 
787 0 |n https://ir.uitm.edu.my/id/eprint/49499/ 
787 0 |n http://myjms.mohe.gov.my/index.php/ABRIJ/issue/view/1190 
856 4 1 |u https://ir.uitm.edu.my/id/eprint/49499/  |z Link Metadata