Mohamed Yusuf, R. Y. (2003). Cream skimming in the insurance market and mechanisms that exist to reduce its effect / Rosmi Yuhasni Mohamed Yusuf.
Chicago Style (17th ed.) CitationMohamed Yusuf, Rosmi Yuhasni. Cream Skimming in the Insurance Market and Mechanisms That Exist to Reduce Its Effect / Rosmi Yuhasni Mohamed Yusuf. 2003.
MLA (9th ed.) CitationMohamed Yusuf, Rosmi Yuhasni. Cream Skimming in the Insurance Market and Mechanisms That Exist to Reduce Its Effect / Rosmi Yuhasni Mohamed Yusuf. 2003.
Warning: These citations may not always be 100% accurate.