An analysis of the factors affecting the saving habits of university preparatory students / Siti Khadijah Omar ... [et al.]

Financial management, parental socialization, peer influence and self-control have been acknowledged as determinants of saving behaviour. The aim of this paper is to explore the saving behaviours among students who had just entered their pre-university studies. A stratified random sampling was adopt...

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Main Authors: Omar, Siti Khadijah (Author), Mokhtar, Marziah (Author), Arshad, Azlin Shafinaz (Author), Bakri, Adlan Ahmad (Author), Wan Chek, Wan Ahmad Khusiari (Author), Nik Jaafar, Nik Fazlin Hiryati (Author), Husin, Azira (Author)
Format: Book
Published: 2018.
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Summary:Financial management, parental socialization, peer influence and self-control have been acknowledged as determinants of saving behaviour. The aim of this paper is to explore the saving behaviours among students who had just entered their pre-university studies. A stratified random sampling was adopted, and survey questionnaires were distributed to students at the Centre of Foundation studies, Universiti Teknologi MARA, Dengkil Campus. A total of 193 students returned the survey resulting in a response rate of 78.33%. The study reveals that all four determinants of saving behaviours have a significant relationship with saving behaviour where three determinants; financial management, parental socialization and peer influence demonstrated a positive relationship while self-control showed a negative relationship.
Item Description:https://ir.uitm.edu.my/id/eprint/66185/1/66185.pdf