APA (7th ed.) Citation

Ismail, N., & Ahmad, H. (2023). Consumer debt management among government employees: Cognitive, emotional and behavioural / Nurazleena Ismail and Hilmiah Ahmad.

Chicago Style (17th ed.) Citation

Ismail, Nurazleena, and Hilmiah Ahmad. Consumer Debt Management Among Government Employees: Cognitive, Emotional and Behavioural / Nurazleena Ismail and Hilmiah Ahmad. 2023.

MLA (9th ed.) Citation

Ismail, Nurazleena, and Hilmiah Ahmad. Consumer Debt Management Among Government Employees: Cognitive, Emotional and Behavioural / Nurazleena Ismail and Hilmiah Ahmad. 2023.

Warning: These citations may not always be 100% accurate.