Analisis Perbandingan Kinerja Keuangan Bank Syariah dengan Bank Konvensional Periode 2010-2012

• Main Authors: Nugroho, Putra Arya (Author), , Dra. Wafiatun Mukharomah, M.M (Author)
• Format: Book
• Published: 2015.
• Subjects: Thesis; NonPeerReviewed
• Online Access: Connect to this object online
• Notes: https://eprints.ums.ac.id/36068/4/HALAMAN%20DEPAN.pdf; https://eprints.ums.ac.id/36068/5/BAB%201.pdf; https://eprints.ums.ac.id/36068/6/BAB%202.pdf; https://eprints.ums.ac.id/36068/15/BAB%205.pdf; https://eprints.ums.ac.id/36068/16/DAFTAR%20PUSTAKA.pdf; https://eprints.ums.ac.id/36068/18/SURAT%20PERNYATAAN.pdf; https://eprints.ums.ac.id/36068/24/NASKAH%20PUBLIKASI.pdf; https://eprints.ums.ac.id/36068/27/BAB%203.pdf; https://eprints.ums.ac.id/36068/30/BAB%204.pdf; https://eprints.ums.ac.id/36068/33/LAMPIRAN.pdf
• Keywords: HB Economic Theory

This study aimed to determine the comparison of financial performance between Islamic Bank and Conventional Banks in Indonesia during the period of 2010-2012 by using financial ratios. Financial ratios applied consisted of CAR, ROA, ROE, NPL, LDR, and ROA, BOPO. The data used in this study was obtained from the Financial Commercial Bank Condensed Statements which is published from 2010 to 2012. The analysis technique used used to compare the financial performance of Islamic Bank and Conventional Banks in this study was Independent sample t-test method. The results indicated that there were differences between Islamic Bank and Conventional Banks in Indonesia. Syariah or Islamic Bank has better performance in terms of liquidity. Meanwhile Conventional Bank has better performance in terms of capitalization, profitability and quality asset.