Analisis Faktor-Faktor Yang Mempengaruhi Kinerja Keuangan Pada Perusahaan Perbankan Yang Terdaftar Di BEI Tahun 2013

• Main Authors: Andriyaningsih, Susilo (Author), , Dra. Mabruroh, M.M (Author)
• Format: Book
• Published: 2015.
• Subjects: Thesis; NonPeerReviewed
• Online Access: Connect to this object online
• Notes: https://eprints.ums.ac.id/40244/1/NASKAH%20PUBLIKASI.pdf; https://eprints.ums.ac.id/40244/4/HALAMAN%20DEPAN.pdf; https://eprints.ums.ac.id/40244/6/BAB%20I.pdf; https://eprints.ums.ac.id/40244/7/BAB%20II.pdf; https://eprints.ums.ac.id/40244/8/BAB%20III.pdf; https://eprints.ums.ac.id/40244/14/BAB%20IV.pdf; https://eprints.ums.ac.id/40244/15/BAB%20V.pdf; https://eprints.ums.ac.id/40244/19/DAFTAR%20PUSTAKA.pdf; https://eprints.ums.ac.id/40244/22/LAMPIRAN.pdf; https://eprints.ums.ac.id/40244/23/SURAT%20PERNYATAAN%20PBLIKASI%20KARYA%20ILMIAH.pdf
• Keywords: HG Finance

Purpose of the research is to test effects of operational efficiency (BOPO), Non-Performing Loan (NPL), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR) on Return on Asset (ROA) as a proxy of financial performance of banking companies registered in Indonesian Exchange of 2013. Data of the research was obtained from public financial reports of the banking companies registered in the Indonesian Exchange of 2013 published by Bank of Indonesia. After a purposive sampling, then 30 banking companies registered in Indonesian Exchange of 2013 were usable as sample of the research. Results of F-test obtained F calculated of 81.026 and p value of 0.000. It means that p value is less than 0.05 indicating that ratio of operational cost and operational income (BOPO), Net Interest Margin (NIM), and Capital Adequacy Ratio (CAR) were simultaneously affecting significantly on Return on Asset (ROA). Based on R-square of 0.929, it means that 92.9% of ROA are affected by the four independent variables (BOPO, NPL, NIM and CAR) Based on results of t-test, it can be concluded that ratio of operational cost and operational income (BOPO) with t-calculated of -14.752 and significance level of 0.000 had p value of less than 0.05 and Net Interest Margin (NIM) with t-calculated of 2.103 and significance level of 0.046 had p value of less than 0.05 were affecting partially on Return on Asset (ROA). While, Non-Performing Loan (NPL) with t-calculated of 0.143 and significance level of 0.087 had p value of greater than 0.05 and Capital Adequacy Ratio (CAR) with t-calculated of -1.896 and significance level of 0.070 had p value of greater than 0.05 were not affecting partially on ROA.