PENERAPAN RELAKSASI KREDIT BAGI LEMBAGA PEMBIAYAAN TERKAIT PANDEMI CORONA DI INDONESIA

Abstract The Covid-19 pandemic has occurred and infects countries in the world, including Indonesia. The impact of the pandemic has affected various sectors including the economy and the credit system. A credit agreement is a loan agreement with or without interest, or certain items that must be ret...

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Main Author: Rifky Anugrah Adha, (Author)
Format: Book
Published: 2021-07-24.
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520 |a Abstract The Covid-19 pandemic has occurred and infects countries in the world, including Indonesia. The impact of the pandemic has affected various sectors including the economy and the credit system. A credit agreement is a loan agreement with or without interest, or certain items that must be returned according to their respective values at the appointed time. Due to the pandemic, many debtors cannot carry out their obligations. This study discusses how to apply relaxation of credit for debtors for Financing Institutions in Indonesia and the impact for Financing Institutions related to the Credit Relaxation policy on debtor obligations the default. This study uses a normative juridical research method. Data collection is done by literature study method. Conclusion: party financing institutions must make criteria and requirements for debtors who will apply for credit relaxation. Then the impact felt by the institution financing is the decline in the health of a finance company and the development of financial services of a financial institution may decline. Keywords: Credit Agreement, Credit Relaxation, Covid-19 Pandemic 
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