PENEGAKAN HUKUM TERHADAP TINDAK PIDANA PELANGGARAN RAHASIA BANK DALAM PENJUALAN PRODUK BANCAASSURANCE UNIT-LINKED(Studi Kasus Sengketa Pemegang Polis pada PT AIA Financial)

In this period, namely the pandemic period, financial institutions are one of the institutions most affected by changes in the world economic order. In this case, the intended financial institution is a banking institution together with an insurance institution that is attached through a collaborati...

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Bibliographic Details
Main Author: Jeremias Hasintongan, (Author)
Format: Book
Published: 2022-01-20.
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Summary:In this period, namely the pandemic period, financial institutions are one of the institutions most affected by changes in the world economic order. In this case, the intended financial institution is a banking institution together with an insurance institution that is attached through a collaboration, namely Bancassurace. This is exacerbated by the problem of breaching bank secrecy in the marketing of Bancassurance Unit-Linked insurance products which raises the assumption that the confidentiality of customer data is provided free of charge to the insurance company. The provision of such data is justified by the existence of OJK Circular No. 32 of 2016, even though from the point of view of the Postulate le salut du people est la supreme loi principle, which means that the highest law is the protection of the community, regulations should support the community. In this study, the author uses a normative descriptive research method so that this writing uses an in-depth elaboration and description and bases the Pustaka as the main data source in carrying out the research. This study obtained results, namely in terms of law enforcement until now it is difficult to carry out in accordance with what is contained in the regulations because there is still a lack of evidence regarding violations, both violations of bank secrecy to other violations committed by marketers. In the event that criminal responsibility cannot be directly charged to the insurance and banking parties, because the fault lies not always in the insurance and banking institutions. Seeing this, it must first be found who is the party who committed the violation and must be responsible for the violation.
Item Description:http://repository.upnvj.ac.id/15498/1/Abstrak.pdf
http://repository.upnvj.ac.id/15498/14/Awal.pdf
http://repository.upnvj.ac.id/15498/3/Bab%20I.pdf
http://repository.upnvj.ac.id/15498/4/Bab%20II.pdf
http://repository.upnvj.ac.id/15498/7/Bab%20III.pdf
http://repository.upnvj.ac.id/15498/8/Bab%20IV.pdf
http://repository.upnvj.ac.id/15498/9/Bab%20V%20.pdf
http://repository.upnvj.ac.id/15498/10/Daftar%20Pustaka.pdf
http://repository.upnvj.ac.id/15498/11/Biodata%20Penulis.pdf
http://repository.upnvj.ac.id/15498/13/lampiran.pdf
http://repository.upnvj.ac.id/15498/15/hasil%20plagiarisme.pdf
http://repository.upnvj.ac.id/15498/16/Artikel.pdf