EKSEKUSI JAMINAN FIDUSIA OLEH PIHAK KETIGA TERKAIT PENYELESAIAN KREDIT MACET DALAM PERJANJIAN PEMBIAYAAN MULTIGUNA

The use of debt collector services in carrying out the function of settlement of bad debt in multipurpose financing agreements by creditors still causes problems caused by creditors who neglect their responsibility to carry out the execution of fiduciary guarantees in accordance with procedures or d...

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Bibliographic Details
Main Author: Nickyta Johar Manik, (Author)
Format: Book
Published: 2022-01-06.
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520 |a The use of debt collector services in carrying out the function of settlement of bad debt in multipurpose financing agreements by creditors still causes problems caused by creditors who neglect their responsibility to carry out the execution of fiduciary guarantees in accordance with procedures or debt collectors of creditor envoys who ignore the legal protection of debtors and the ethics of debt collection correctly. The subject matter of this research is related to the responsibility of creditors and legal protection of debtors for the execution of fiduciary guarantees by third parties related to the settlement of bad loan multipurpose financing agreements. This research uses normative juridical research methods with a statutory and case approach that is reviewed based on secondary data sources. Research data collection is carried out by literature studies with qualitative data analysis techniques that are desktiptive analysis. Based on the results of research, it can be concluded that the form of accountability for unlawful acts committed by debt collectors, can be done by giving the burden of creditor responsibility to pay compensation. In addition, the protection of the debtor's legal form can be characterized by the obligation of creditors and debt collectors of their envoys to comply with the provisions mandated by the laws and regulations and sanction those who violate them. The author's advice to creditors involving debt collectors in the execution of fiduciary guarantees, in order to evaluate the policies, procedures, and processes of settlement of bad credit in accordance with applicable legislation. 
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