PENERAPAN PRINSIP KEHATI-HATIAN BANK TERKAITJUAL-BELI DATA NASABAH OLEH MANTAN PEGAWAIBANK

Every business activity in banking is required to apply principle of prudence, considering that bank acts as a financial institution that provides services as an intermediary between the party of excess funds to the underfunded party with the aim of equitable distribution and economic growth in a co...

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Bibliographic Details
Main Author: Rahmania Ramadhani, (Author)
Format: Book
Published: 2022-01-11.
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520 |a Every business activity in banking is required to apply principle of prudence, considering that bank acts as a financial institution that provides services as an intermediary between the party of excess funds to the underfunded party with the aim of equitable distribution and economic growth in a country. Banks must be able to maintain and guarantee and provide a sense of security in the management of funds belonging to their customers, including trust and confidentiality between banks an customers. Trust built one of them by keeping the data of the customers. Affiliate parties such as commissioners, directors, bank employees and other affiliates are required to keep the bank's customer data confidential. But there are findings that there is a sale and purchase of customer data involving former bank employees, which former bank employees have not arranged to keep secret. Customer data. Formulation of this research problem: (1) How is the application of the principle of bank prudence to the confidential customer data traded by former bank employees? and (2) What is the form of legal protection for customers whose data is sold by former bank employees?. This research is Normative legal research with secondary data with a statue approach and conceptual approach. The application of bank caution related to confidential customer data can be done in a preventive way, namely while still working in the bank and repressive, namely if it occurs. The crime of buying and selling customer data. Legal protection for customers whose personal data is sold by former bank employees, can file civil and criminal lawsuits by being charged Information and Technology Act 
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