ANALISIS PERBANDINGAN RASIO KINERJA KEUANGANBANK KONVENSIONAL BUMN (PERSERO) PERIODE 2016-2020

• Main Author: Melania Windi Ramadhani, (Author)
• Format: Book
• Published: 2021-12-03.
• Subjects: Thesis; NonPeerReviewed
• Online Access: Link Metadata
• Notes: http://repository.upnvj.ac.id/16915/1/ABSTRAK.pdf; http://repository.upnvj.ac.id/16915/2/AWAL.pdf; http://repository.upnvj.ac.id/16915/3/BAB%201.pdf; http://repository.upnvj.ac.id/16915/4/BAB%202.pdf; http://repository.upnvj.ac.id/16915/5/BAB%203.pdf; http://repository.upnvj.ac.id/16915/6/BAB%204.pdf; http://repository.upnvj.ac.id/16915/7/DAFTAR%20PUSTAKA.pdf; http://repository.upnvj.ac.id/16915/8/RIWAYAT%20HIDUP.pdf; http://repository.upnvj.ac.id/16915/9/LAMPIRAN.pdf
• Keywords: HB Economic Theory; HC Economic History and Conditions; HJ Public Finance

Banking is the backbone in building Indonesia's economic and financial system. Various kinds of economic problems faced greatly affect the business world where companies compete with each other to have good performance, especially banking. To assess the financial performance of a bank can be assessed from several indicators, one of which is the bank's financial statements. Financial reports are one of the information media that can provide an overview of the health of banks, especially those in Bank Konvensional BUMN (Persero). The purpose of this final project is to study and understand the financial performance of Bank Konvensional BUMN (Persero) based on the ratio of liquidity, solvency, and profitability ratios. Based on the liquidity ratio indicator using the LDR indicator, the financial performance of the Bank Konvensional BUMN (Persero) for the 2016-2020 period was declared quite healthy because it met Bank Indonesia's ratio standards. Based on the solvency ratio, the condition of the bank is in a solvable position using the CAR indicator, because the capital of the Bank Konvensional BUMN (Persero) is in sufficient condition to guarantee both short-term and longterm debt. Based on the profitability ratios with indicators of ROA, BOPO, NIM remains in a healthy position because overall it meets BI's health assessment standards. To increase this ratio, banks need to evaluate the performance of management to increase lending and manage assets properly.