ANALISIS RASIO BOPO SEBAGAI INDIKATOR UKURAN PROFITABILITAS PADA BANK BUMN PERIODE 2016-2020
Digital developments in banking encourage the Bank's effectiveness in maintaining the burden of generating high profit or profitability. The advancement of technology makes the implementation of banking activities that were previously carried out directly at the Branch Office or Sub-Branch Offi...
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2021-06-22.
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| 520 | |a Digital developments in banking encourage the Bank's effectiveness in maintaining the burden of generating high profit or profitability. The advancement of technology makes the implementation of banking activities that were previously carried out directly at the Branch Office or Sub-Branch Office, now can be done only with smartphones by utilizing the internet and banking application services managed by the relevant Bank, it certainly encourages high cost levels and changes in technology adaptation that takes time, each bank has certainly done the effectiveness of Operational Expenses to drive the level of profit on Operating Income, it must also be considered the level of a healthy BOPO Ratio in the transition of the strategy of state-owned banks that have entered digital banking. The author aims to calculate the level of Rastio BOPO at state-owned banks listed on the Indonesia Stock Exchange, namely Bank BRI, Bank Mandiri, Bank BNI and Bank BTN and provide an overview of the effectiveness of cost management to operating income as one of the Indicators of Profitability with the period 2016- 2020. | ||
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