ANALISIS LAPORAN KEUANGAN BANK UMUM BUMN PERIODE 2019 - 2021

BUMN Commercial Bank is a type of banking whose capital comes from the government, which includes BUMN Commercial Banks, namely Bank BRI, Bank Mandiri, Bank BTN, and Bank BNI. The activities carried out by state-owned banks are also the same as banks in general, namely by collecting funds from the p...

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Main Author: Dinda Febrianti Aulia, (Author)
Format: Book
Published: 2022-06-06.
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520 |a BUMN Commercial Bank is a type of banking whose capital comes from the government, which includes BUMN Commercial Banks, namely Bank BRI, Bank Mandiri, Bank BTN, and Bank BNI. The activities carried out by state-owned banks are also the same as banks in general, namely by collecting funds from the public and by channeling them in the form of loans, then every year the bank must get a profit after deducting the tax burden or what is called net profit. Every year, important banks try to make growth in Third Party Funds, credit growth, and profit growth. Each member of a state-owned commercial bank has a different financial performance when viewed from profitability using the results of the Return On Asset (ROA) analysis. Liquidity uses the results of the Loan to Deposit Ratio (LDR) analysis, and Solvency uses the results of the Capital Adequacy Ratio (CAR) analysis. From this study, the results obtained from the growth of State-Owned Commercial Bank Third Party Funds for the period 2019-2021, credit growth for state-owned commercial banks for the 2019-2021 period, net profit growth for state-owned commercial banks for the 2019-2021 period, the results of ROA, LDR, and CAR at Banks. General BUMN for the period 2019-2021. Keywords: Analysis, Financial Statements, BUMN Commercial Banks. 
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