PERAN PERUSAHAAN PENYELENGGARA FINANCIAL TECHNOLOGY DENGAN BERBASIS PEER TO PEER LENDING(Putusan No 267/Pdt.G Tahun 2020 Pengadilan Negeri Bandung)
Peer to Peer (P2P Lending) based fintech companies have the function of bringing together Lenders and Loan Recipients using platform facilities. Financial Technology has been regulated based on POJK.01/77/2016. Then with the existence of P2P Lending-based fintech, it really helps the wider community...
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2022-11-29.
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| Summary: | Peer to Peer (P2P Lending) based fintech companies have the function of bringing together Lenders and Loan Recipients using platform facilities. Financial Technology has been regulated based on POJK.01/77/2016. Then with the existence of P2P Lending-based fintech, it really helps the wider community, but problems often occur, the Borrower cannot carry out his achievements, of course, it is detrimental to the Lender. It is very difficult to hold the Organizing Company accountable because it is not clearly regulated regarding legal relations in Peer to Peer Lending-based fintech services. The problems that need to be analyzed are regarding what is the role of the organizing company if a loss occurs by the Lender due to the Borrower not carrying out his achievements and what is the responsibility of the fintech organizing company if a loss occurs by the lender due to the recipient of the loan not carrying out his achievements reviewed in Court Decision No.267/ PDT.g/2020, This research uses a normative method, by searching documents or library materials. So that a conclusion is obtained based on the legal relations of the parties, the agreement is made by the lender with the company organizing the fintech and the lender and the borrower, based on POJK.01/77/2016 The company that organizes fintech has no responsibility if it is not the fault of the employees and directors and the company fintech organizers cannot be responsible to the Lender if the Borrower does not carry out his performance, but the Bandung District Court decision reflects that there is no legal certainty and Legal Protection for Lenders. |
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| Item Description: | http://repository.upnvj.ac.id/21996/21/ABSTRAK.pdf http://repository.upnvj.ac.id/21996/2/AWAL.pdf http://repository.upnvj.ac.id/21996/12/BAB%201.pdf http://repository.upnvj.ac.id/21996/13/BAB%202.pdf http://repository.upnvj.ac.id/21996/14/BAB%203.pdf http://repository.upnvj.ac.id/21996/15/BAB%204.pdf http://repository.upnvj.ac.id/21996/16/BAB%205.pdf http://repository.upnvj.ac.id/21996/17/DAFTAR%20PUSTAKA.pdf http://repository.upnvj.ac.id/21996/10/RIWAYAT%20HIDUP.pdf http://repository.upnvj.ac.id/21996/18/LAMPIRAN.pdf http://repository.upnvj.ac.id/21996/19/HASIL%20PLAGIARISME.pdf http://repository.upnvj.ac.id/21996/20/ARTIKEL%20KI.pdf |