ANALISIS DETERMINAN PENYALURAN KREDIT USAHA MIKRO, KECIL DAN MENENGAH BANK UMUM DI INDONESIA
Micro, Small and Medium Enterprises (MSMEs) have a major contribution to national economic growth. MSMEs credit is one of the means so that MSMEs can continue to develop their business and maintain their contributions. The need for special attention from the government and Bank Indonesia as macroeco...
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2023-07-10.
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| Summary: | Micro, Small and Medium Enterprises (MSMEs) have a major contribution to national economic growth. MSMEs credit is one of the means so that MSMEs can continue to develop their business and maintain their contributions. The need for special attention from the government and Bank Indonesia as macroeconomic controls so that MSME contributions can be maintained. This study was conducted to see the effect of community income, trade sector, interest rates, and exchange rates on the distribution of MSME Credit to public banks in Indonesia. In this study, 20 public banks in Indonesia were listed on the Indonesia Stock Exchange (BEI) as research samples. The data used came from the Indonesian Ministry of MSMEs, the Central Bureau of Statistics, Bank Indonesia, and the financial statements of each bank. This study used a multiple linear regression method of panel data using the Stata-17 program and an alpha rate of 5 percent. The results of this study are (1) community income has a positive and significant effect on the distribution of MSMEs (2) the trade sector has a positive and significant effect on the distribution of MSMEs (3) interest rates have a negative and significant effect on the distribution of MSMEs (4) exchange rates has no effect on the distribution of MSMEs. In addition, it can be concluded that simultaneously the variables of community income, trade sector, interest rates, and exchange rates have an effect on the distribution of MSMEs Credit. Keywords: MSMEs Credit, Community Income, Trade Sector, Interest Rates, and Exchange Rates |
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| Item Description: | http://repository.upnvj.ac.id/25304/1/1910115054_Muhammad%20Akbar_SKRIPSI%20%28ABSTRAK%29.pdf http://repository.upnvj.ac.id/25304/2/1910115054_Muhammad%20Akbar_SKRIPSI%20%28AWAL%29.pdf http://repository.upnvj.ac.id/25304/3/1910115054_Muhammad%20Akbar_SKRIPSI%20%28BAB%20I%29.pdf http://repository.upnvj.ac.id/25304/4/1910115054_Muhammad%20Akbar_SKRIPSI%20%28BAB%20II%29.pdf http://repository.upnvj.ac.id/25304/5/1910115054_Muhammad%20Akbar_SKRIPSI%20%28BAB%20III%29.pdf http://repository.upnvj.ac.id/25304/6/1910115054_Muhammad%20Akbar_SKRIPSI%20%28BAB%20IV%29.pdf http://repository.upnvj.ac.id/25304/7/1910115054_Muhammad%20Akbar_SKRIPSI%20%28BAB%20V%29.pdf http://repository.upnvj.ac.id/25304/8/1910115054_Muhammad%20Akbar_SKRIPSI%20%28DAFTAR%20PUSTAKA%29.pdf http://repository.upnvj.ac.id/25304/9/1910115054_Muhammad%20Akbar_SKRIPSI%20%28RIWAYAT%20HIDUP%29.pdf http://repository.upnvj.ac.id/25304/10/1910115054_Muhammad%20Akbar_SKRIPSI%20%28LAMPIRAN%29.pdf http://repository.upnvj.ac.id/25304/11/1910115054_Muhammad%20Akbar_SKRIPSI%20%28HASIL%20PLAGIARISME%29.pdf http://repository.upnvj.ac.id/25304/12/1910115054_MUHAMMAD%20AKBAR_SKRIPSI%20%28ARTIKEL%20KI%29.pdf |