Consumer debt management among government employees: cognitive, emotional and behavioural / Nurazleena Ismail and Hilmiah Ahmad
Many people claim that they feel burdened with their debt such as personal loans, hire purchases, housing loans, credit cards, and education loans. The burden that they carry has affected their life such as being unable to pay their debts. They want to live in luxury without thinking about the effec...
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2023.
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